Retirement Calculator

This is a planning illustration, not a pension product. Assumed returns are not guaranteed.

What is a Retirement Calculator?

We grow a monthly SIP and a current lump sum at the same assumed rate.

How is it calculated?

Enter monthly invest, expected return, years to retire and current savings.

Formula used

Corpus = SIP future value + lumpsum future value

Worked example

₹15,000 SIP at 10% for 25 years plus ₹5 lakh current savings builds a large illustrated corpus.

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Frequently asked questions

Are results guaranteed?

No. These are planning estimates based on the numbers you enter.

Grow Money Calculator provides general financial calculation tools for educational and planning purposes. Results are estimates based on the information you enter and may differ from actual lender, bank or investment-product calculations. This is not a loan offer or investment advice. Read the full disclaimer.