FIRE Calculator

The 4% rule is a US-history heuristic, not a guarantee for Indian inflation or markets.

What is a FIRE Calculator?

Corpus = annual spend / (SWR/100).

How is it calculated?

Enter annual spending and a withdrawal percent (default 4).

Formula used

Corpus = Annual spend / (SWR/100)

Worked example

₹12 lakh annual spend at 4% implies a ₹3 crore illustrated corpus.

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Frequently asked questions

Are results guaranteed?

No. These are planning estimates based on the numbers you enter.

Grow Money Calculator provides general financial calculation tools for educational and planning purposes. Results are estimates based on the information you enter and may differ from actual lender, bank or investment-product calculations. This is not a loan offer or investment advice. Read the full disclaimer.