NPS Calculator

NPS rules on lump-sum versus annuity can change. This 60/40 split is only an illustration.

What is a NPS Calculator?

Monthly contribution is compounded like a SIP, then split 60% lump and 40% annuity.

How is it calculated?

Enter monthly NPS contribution, expected return and years.

Formula used

Corpus = SIP future value; lump 60%; annuity 40%

Worked example

₹5,000 a month at 10% for 30 years creates a large illustrated corpus.

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Frequently asked questions

Are results guaranteed?

No. These are planning estimates based on the numbers you enter.

Grow Money Calculator provides general financial calculation tools for educational and planning purposes. Results are estimates based on the information you enter and may differ from actual lender, bank or investment-product calculations. This is not a loan offer or investment advice. Read the full disclaimer.