What is a SWP Calculator?
Each month the balance grows at the monthly return, then the withdrawal is deducted.
How is it calculated?
Enter starting corpus, monthly withdrawal, expected return and years to plan.
Formula used
Each month: Balance = Balance × (1 + monthly return) − withdrawal
Worked example
₹50 lakh with ₹25,000 monthly withdrawal at 8% may last the planned horizon or deplete earlier.
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Frequently asked questions
Can the corpus finish early?
Yes, if withdrawals are high or returns are lower than assumed.
Grow Money Calculator provides general financial calculation tools for educational and planning purposes. Results are estimates based on the information you enter and may differ from actual lender, bank or investment-product calculations. This is not a loan offer or investment advice. Read the full disclaimer.