Rent vs Buy Calculator

Buying also needs maintenance, tax and opportunity cost of the down payment. This is a first-cut cash view.

What is a Rent vs Buy Calculator?

We compute EMI on price minus down payment and sum rent versus EMI over the tenure.

How is it calculated?

Enter monthly rent, price, loan rate, years and down-payment percent.

Formula used

EMI on (price − down); compare EMI×12×years with rent×12×years

Worked example

Use it to see cash-flow difference, not the full investment case.

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Frequently asked questions

Are results guaranteed?

No. These are planning estimates based on the numbers you enter.

Grow Money Calculator provides general financial calculation tools for educational and planning purposes. Results are estimates based on the information you enter and may differ from actual lender, bank or investment-product calculations. This is not a loan offer or investment advice. Read the full disclaimer.