Lumpsum Calculator

Use lumpsum math when you have surplus cash and a long horizon. Markets can be volatile short term.

What is a Lumpsum Calculator?

Future value = amount × (1 + annual return)^years.

How is it calculated?

Enter invested amount, expected annual return and years.

Formula used

FV = P × (1 + R/100)^t

Worked example

₹2 lakh at 12% for 10 years more than triples before tax and costs.

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Frequently asked questions

Should I stagger entry?

Some investors use STP from liquid to equity. That is a strategy choice, not part of this math.

Grow Money Calculator provides general financial calculation tools for educational and planning purposes. Results are estimates based on the information you enter and may differ from actual lender, bank or investment-product calculations. This is not a loan offer or investment advice. Read the full disclaimer.