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Loan guides

EMI, eligibility, prepayment and vehicle finance — always with a calculator next to the explainer. Guides are fewer and deeper than the article library. Each one points at a calculator.

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How to calculate home loan EMI

Reducing-balance formula with a worked example.

₹30 lakh home loan EMI for 20 years

Sample EMI and what happens if the rate moves.

How loan eligibility works

FOIR, existing EMIs and a first-pass calculator.

How to reduce home loan interest

Prepay, tenure or balance transfer — test each idea.

Loan EMI basics

Principal, rate and tenure before you compare lenders.