Privacy Policy

Last updated: 10 September 2026. This policy describes how growmoneycalculator.com (“we”) handles information. Contact: experts@growmoneycalculator.com.

What we collect

Account details you type on sign-up (name, email, password hash) stored in our MySQL database when the server is configured, and optionally in your browser as a fallback.
Contact and consult forms (name, email, phone, message, UPI reference).
Calculator reports you ask us to email.
Language and currency preferences in localStorage on your device.
A visit counter that records that the site was opened (not the loan amount you typed). See the footer counts.
Standard server logs (IP address, user agent, requested URL, time) from the host (Hostinger).

Calculator amounts, interest rates and tenures are processed in your browser for the on-page result. We do not use those figures to build a credit file, and we do not sell them.

Cookies, Google AdSense and advertising

We use Google AdSense to display advertisements. Google’s publisher ID for this site is ca-pub-5068924045172294. Authorized digital sellers are listed in ads.txt.

Third-party vendors, including Google, use cookies to serve ads based on a user’s prior visits to your website or other websites. Google’s use of advertising cookies enables it and its partners to serve ads to your users based on their visit to your sites and/or other sites on the Internet.

Users may opt out of personalized advertising by visiting Google Ads Settings. Alternatively, you can opt out of some third-party vendors’ use of cookies for personalized advertising at www.aboutads.info.

How Google uses data when you use our partners’ sites or apps: policies.google.com/technologies/partner-sites. Google advertising cookies explanation: policies.google.com/technologies/ads.

We do not ask you to click advertisements. We do not click our own ads. Ads are not a recommendation of a loan, mutual fund or insurance policy.

Other cookies and local storage

Essential: session or local storage for login state if you create an account, and UI preferences (language, display currency).
Visit counter: a same-day flag so the public counter does not increment on every page view in one day from the same browser.
Advertising: cookies set by Google or its partners as described above.

Analytics

If we send a page-view or calculator-id ping, it does not include the rupee amounts you typed. If Google Analytics or a similar processor is added later, this policy will name it.

Payments

UPI and card payments for the optional consult are completed on third-party rails (your UPI app or a gateway). We store order metadata (amount, method, transaction reference you type). We do not store full card numbers, CVV or ATM PINs on this website.

Legal bases, retention and sharing

We keep account and order records as needed to reply to you and to meet tax or dispute needs, then delete or anonymise them on request where the law allows. We do not sell personal information. We share data with the host (Hostinger), email delivery if you request a report, Google (ads and, if enabled, search/analytics), and payment apps you choose. Lawful requests from authorities may require disclosure.

Your rights

Email experts@growmoneycalculator.com to access, correct or delete your account data. You can clear localStorage in your browser to remove on-device preferences. Opting out of personalized ads does not stop all ads; it limits personalization where Google offers that control.

Children

The calculators are general educational tools. We do not knowingly collect personal information from children to create profiles for advertising.