A short guide that sends you back to a calculator. Grow Money Calculator does not sanction loans or sell policies.
Outstanding home-loan principal is a liability your dependents would still owe. Term cover is one way to leave a cash buffer — it is not a loan waiver from the bank unless you buy a specific rider.
Use the term cover estimator with income, years of dependence and loans. Then confirm price and medicals with a licensed insurer. Book a ₹49 consult if you want someone to read the numbers with you.
Open term cover estimator ₹49 consult
Educational estimates only. Disclaimer.